Legislation including the CARD Act of 2009 and Dodd Frank in 2010 piled on by increasing regulatory controls. Dodd Frank ...

Although the Federal Reserve started slashing interest rates in September, the average credit card interest rate has barely budged. For some retail credit cards, interest rates have only gone up. In ...

President Donald Trump's support of legislation that would cap credit card interest rates at 10% has flagged in recent weeks, ...

Erin Gobler is a personal finance writer based in Madison, Wisconsin. She writes about topics including budgeting, student loans, credit, mortgages, investing and insurance. Her work has been ...

Although the Federal Reserve hasn't changed its benchmark since December, the average credit card interest rate keeps inching higher. In part, card issuers are trying to protect themselves from ...

A credit card offering 0% interest may sound like a financial reset button. You know the drill: Buy now, pay later, with seemingly no penalty. But while these teaser-rate cards sell the illusion of ...

The Federal Reserve cut rates by a quarter point in October — the second cut of 2025. Another quarter-point cut is widely expected when the Fed meets next week, though chair Jerome Powell isn't ...

Why SoFi, LightStream, Discover and more make our best debt consolidation loan list.

Most credit cards have variable rates with direct connections to the Federal Reserve’s benchmark. It follows that credit card rates spiked along with the Fed’s string of 11 rate hikes starting in ...