Penny Gusner, senior insurance writer for Forbes Advisor Umbrella insurance is a separate policy that can offer additional liability coverage beyond your home and car insurance policies.

If you’re sued for damages that exceed the liability limits of your car insurance, homeowners insurance or other coverages, an umbrella policy would step in to help you pay what you owe.

Umbrella insurance provides additional liability coverage if the liability insurance limits of your “base” policies are exceeded. Your car insurance and home insurance policies typically are ...

After trying to reinvent itself as a performance car brand in the mid-2000s ... Fiat may be the best-selling brand under the Stellantis umbrella, but it hardly lifts the needle in the USA.