Converting at least some of an old 401(k) to a Roth IRA can offer long-term tax benefits and retirement flexibility, ...

Maxing out your Roth IRA — if you’re able to do so — can prove to be one of your smartest financial decisions.

The Roth IRA also has no rules that require you to start taking distributions at age 73. You can leave your money in the account indefinitely, which makes it a great spot for money you want to ...

You don’t have to choose just one. Life insurance and Roth IRAs can work in tandem to provide retirement income.

When people retire, they typically draw income from a mix of retirement accounts: taxable, tax-deferred (like traditional IRAs and 401 (k)s), and tax-free (like Roth IRAs).

2. Set up your Roth IRA The next step is to set up your Roth IRA. Several online brokers make it easy to open a Roth IRA, including Charles Schwab, E*Trade, Fidelity, and Vanguard.

It's great to have tax-free savings. But deciding whether to move money into a Roth 401 (k) or Roth IRA from a traditional account is a complex question. A good tax adviser can walk you through ...