Momentum is building for credit reporting reform, with advocacy groups like the Mortgage Bankers Association (MBA) calling for a shift away from the longstanding tri-merge credit report model toward a ...

At the center of this crisis is the Social Security number, still the primary credential used to apply for credit.

The new 15-day reporting cycle allows timely payments or defaults to be reflected in the credit score more quickly, enabling lenders to make decisions based on up-to-date financial behavior.

The credit reporting agency (CRA) used by a card issuer to see your credit report can determine whether your application is approved or denied, especially when you apply for various cards in a ...

As more pay-over-time providers report account information to the credit bureaus, lenders who request TransUnion credit reports will also be able to view consumers' pay-over-time history.

Understanding exactly what is the Fair Credit Reporting Act (FCRA) can help you fix these headaches -- and protect your credit score along the way.

For millennials and Gen Z people with reduced access to homeownership, rent reporting can be crucial. Building a credit score is essential, but it can be hard without a long history of credit.

Affirm Holdings, Inc., the payment network that empowers consumers and helps merchants drive growth, today announced it is expanding its credit reporting to Experian ® to include all of Affirm ...

If a credit agency reports a consumer as dead, it only makes sense for them to be held accountable," said Daniel Zemel, an attorney based in Paterson, New Jersey, on behalf of the plaintiff, who ...

SAN FRANCISCO& CHICAGO---- Affirm Holdings, Inc., the payment network that empowers consumers and helps merchants drive growth, is expanding the credit reporting of its pay-over-time products to ...