Do personal loans build credit? Find out how they can improve your credit score, benefit your finances so you can take ...

VantageScore could potentially help younger borrowers or others with limited credit histories qualify for home loans or get ...

Find out how affordable your home equity borrowing options could be today.

Can I get a mortgage without a credit score? Yes, but it’s not simple, and it’s definitely not for everyone. I was a mortgage ...

FHFA's surprise approval of VantageScore 4.0 raises concerns over data, implementation hurdles, and the politicized push to ...

“A credit score of 720 is generally considered excellent and significantly increases your chances of being approved for a home loan,” says Jose Garcia, president and CEO of Northwest Community ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as rent and utility payments. Since 2022, the FHFA has required lenders to use ...

The average rate on 30-year fixed home loans registered 6.74% for the week ending July 24, barely down from 6.75% last week.

Reducing your credit utilization Contributes up to 30% to your FICO score If you use a personal loan to pay off credit cards through debt consolidation, you can reduce your credit utilization ...