VantageScore could potentially help younger borrowers or others with limited credit histories qualify for home loans or get ...

“A credit score of 720 is generally considered excellent and significantly increases your chances of being approved for a home loan,” says Jose Garcia, president and CEO of Northwest Community ...

FHFA's surprise approval of VantageScore 4.0 raises concerns over data, implementation hurdles, and the politicized push to ...

A missed EMI on your home loan can reduce your credit score significantly, affecting future borrowing potential. But with timely repayment, financial discipline, and regular monitoring, you can ...

Borrowing a personal loan can impact your credit score in a number of ways. But generally, taking out a personal loan and repaying it on time will have a more positive than negative effect on your ...

A credit score follows you almost everywhere: lenders, landlords, and even cell phone carriers take it into account. If that ...

THE key to buying your first home is a healthy credit score, so giving yours an MOT is the first step towards home ownership.

Reducing your credit utilization Contributes up to 30% to your FICO score If you use a personal loan to pay off credit cards through debt consolidation, you can reduce your credit utilization ...