A gold loan is a secured loan wherein the borrower keeps their gold, ranging from 18K to 24K, with a bank or a financial institution as security and avails capital against it. On comparative terms ...

Here’s how a gold loan works: 1. You provide the gold. Decide whether you want to offer gold coins, gold bars or gold jewelry as collateral. Depending on the type of gold you’re holding, you ...

In June, gold loan disbursements grew by 12 per cent. The assets under management (AUM) of Muthoot Finance, the largest player, grew by 28 per cent in the first quarter of financial year 2024-2025.

Gold loans might get tougher to sanction after RBI's proposed rules on loans for banks. IN PICTURE: Gold and diamond jewellery at a jeweller shop in Delhi's Defence Colony; Photo by Priyanka Parashar ...

More people are investing in gold. Here's how to use the precious metal as collateral if you need a loan. Sections. Home Mortgages Insurance Credit & Credit Cards Loans Investing.