HELOCs and home equity loans offer homeowners an affordable way to borrow money now. Here are the rates for each.

“With the Fed still holding benchmark interest rates steady, there isn’t a catalyst for a meaningful decline in home equity ...

Home equity lines of credit are more like credit cards: They have variable interest rates, and you can draw down and pay back what you owe more flexibly. However, HELOCs have a bit of a built-in trap.

So, if you're borrowing $200,000 from your home's equity, you'll need to be able to afford a payment of more than $1,900 (at today's rates) for 10- and 15-year terms — and if you can't keep up ...

March 31, 2025 — 09:43 am EDT Written by Caroline Basile for Forbes Advisor -> Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.

If you're looking for a home equity loan or line of credit, lenders usually only approve up to a certain LTV ratio. For example, some lenders require 80% LTV or less.

The Federal Reserve’s interest rate decisions influence what you pay for variable-rate home equity lines of credit (HELOCs) and new home equity loans. Let’s break down how the Fed’s monetary policy ...

With home equity loans, you'll get a lump sum after closing, so if your home equity loan were for $50,000, you'd get that money all at once. This can be smart if you need a lot of cash right now ...

With Americans collectively sitting on $11.5 trillion in tappable home equity as of June 2025, it’s not surprising that many are turning to home equity lines of credit (HELOCs) to access these ...

MBA's Home Equity Lending Study found that lenders expect nearly 10% growth in HELOC debt and about 7% in home equity loan ...

Vice President of Lending for Team Hochberg at Homeside Financial and host of WGN’s “Home Sweet Home Chicago” David Hochberg joins Bob Sirott to discuss just how much gas prices impact the economy as ...