WASHINGTON (AP) — The Federal Reserve is expected to cut short-term rates in 2026, with its key interest rate settling at 3.4% towards the end of President Donald Trump 's term in office in 2028, according to a new report released Thursday by the nonpartisan Congressional Budget Office.

Mortgage rates saw significant improvements in 2025, but will that continue this month? Here's what to know now.

Everything Americans thought they knew about personal finance was upended when the Federal Reserve started aggressively hiking interest rates to cool post-pandemic inflation. After more than a decade of ultralow rates,

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.

The mortgage interest rate climate has changed. Here's what a good rate is considered to be at the start of 2026.

Lowering interest rates is not a matter of a single decision, as it risks disrupting the overall economic balance, Finance Adviser Salehuddin Ahmed said today.

Explore how the prime rate influences consumer loans like mortgages, versus the repo rate's role in managing the money supply and short-term lending among banks.

Home equity loan interest rates declined in 2025. Here's what can be considered to be a "good" loan rate in 2026.

Almost half of the 38 experts surveyed in the Financial Review’s first quarterly poll for 2026 reckon the next move is up, and some think it will not stop there.