Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See ...

Missing your credit card payment date by even a few hours can cost you. According to the Consumer Financial Protection Bureau, the average late fee for major card issuers was $32 in 2022 -- and it ...

WalletHub, which tracks financial data, found the average late fee in 2025 to be $30.50, with the maximum $41.