Celebrating the holidays can be a much bigger expense than some people bargain for when you factor in gifts, travel, food and other miscellaneous costs. While it may be too late to set your sights on ...

The Federal Reserve in its mid-March meeting once again held interest rates steady – and it won’t meet again until May 6-7. While you can still find CDs paying 4% and higher — you can see the best CD ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

In the high-interest-rate economic climate of 2022 through most of 2024, savers could seemingly do no wrong. Simply depositing money into a high-yield savings or certificate of deposit (CD) account ...

You can start a CD ladder with as little as $5,000, or even less. A basic three-rung ladder could earn at least $434 in interest over three years. CD laddering gives you higher interest and rolling ...

CD yields are expected to drift lower if the Fed cuts rates as expected this week. Locking in fast can help you secure a ...

Building a CD ladder for emergency savings combines security and growth. It is an effective approach that makes sure your funds are accessible when you need them while earning higher interest than a ...

The clock is ticking. The next Federal Reserve meeting concludes on Sept. 17, and most experts expect a rate cut to be announced at that time. For savers, that's bad news: High-yield savings accounts ...