Credit card users looking to qualify for debt forgiveness this August should avoid these three missteps right now.

If your credit score is in good shape, move your high-interest balance to a card that offers 0% interest for the first year ...

If you're serious about pursuing debt forgiveness, you cannot continue adding to your balances, or you'll have a much harder ...

Credit card debt myths are stubborn. Some half-truths sound so reasonable and are repeated so often that you barely question them, but that’s how people wind up wasting money.

Software applications can help you reach your overarching financial goals as you delete your balances. Be sure to select a ...

Owing a lot of money on credit card debt can be very frustrating, and it can also create serious problems for your finances, given that the average interest on credit card debt is so high. One Reddit ...

Credit card companies and debt collectors may forgive some of your debt if you have a significant financial hardship. You can negotiate your debts yourself, or get help from a professional service.

Hardship programs vs. debt management plans. Credit card hardship programs are ideal for balances that can be paid down over a few months. Terms vary by issuer, and relief is generally granted on ...

The most obvious benefit of debt settlement is the potential to pay substantially less than what you owe currently to get rid of your credit card debt. Successful settlements often reduce debt by ...

Balance transfer cards and debt management plans are the best strategies to help you consolidate credit card debt without risk to your credit score. Overview Get Debt Help ...

8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt. Managing credit card debt can feel overwhelming, especially when juggling multiple accounts, balances, and interest rates.

If you can secure a personal loan for your total of $12,000 in credit card debt with an APR of 10 percent, you will be able to contribute your $200 each month and start paying off more than your ...