Credit Counseling vs. Debt Settlement Tip: Credit counseling is about support and strategy, not negotiating with creditors to wipe out what you owe.

Credit card debt this year is at an all-time high, and more and more cash-strapped consumers add to those numbers every month. If you are getting deeper and deeper in debt on your credit cards ...

Credit Counseling vs. Debt Relief: Which Is Right for You? February 11, 2025 — 01:09 pm EST Written by Jess Ullrich for Money.com -> ...

How Credit Counseling Can (and Can’t) Help With Your Debt March 06, 2025 — 03:50 pm EST Written by Andrea Agostini Ferrer for Money.com -> ...

If ever there were a time to consider credit counseling, this may be it. U.S. households hold a record $17.29 trillion of debt. Student-loan repayments have recently resumed after a 3½-year pause.

Getting Help The National Foundation for Credit Counseling can help you find a non-profit credit counseling agency in your area. Visit them online at NFCC.org, or call 800-388-2227.

Credit counseling nonprofit Money Management International (MMI) recently released data from its mid-year analysis, which found a 52% rise in new clients in the first half of 2024 compared to the ...

Credit counseling service sees huge surge in calls during holiday shopping kickoff Calls for credit counseling jumped 44% during Thanksgiving week, and 80% on Cyber Monday Comments ...

South Bend and Near Northwest Neighborhood Inc. have partnered with Cities for Financial Empowerment Fund to open a free ...

Credit card balances for Americans now stand at $1.18 trillion, while total household debt increased by $167 billion to reach $18.20 trillion in the first quarter.