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Being child free can offer more flexibility in retirement planning, but it also means rethinking everything from healthcare ...
The larger your retirement tax burden, the more income-producing assets (such as cash, investments, real estate, 401 (k), Cash Balance Pension Plans) you will need to accumulate to maintain your ...
Commission-free annuities: Are they good for retirement? Many retirees are attracted to the concept of annuities because they can provide an income stream for the rest of your life, similar to the ...
Unlike traditional retirement accounts, Roth IRAs and 401 (k)s are funded with after-tax dollars. That means that qualified withdrawals in retirement, including earnings, are tax-free.
You can withdraw your contributions tax-free at any age, and you can withdraw earnings tax-free in retirement as well. But you must wait until you're at least 59 1/2 and have had your Roth IRA for ...
Americans may be eligible for free retirement money under the SECURE 2.0 Act. ANDY JACOBSOHN/AFP via Getty Images) ...