Money Talks News on MSN

Morningstar's director of retirement planning Christine Benz says the 4% withdrawal rule is no longer a reliable baseline for Americans in 2025

For decades, the 4% rule has served as a simple benchmark for retirees: withdraw 4% of your portfolio in year one, adjust for ...

5 Financial Mistakes It's All Too Easy to Make in Retirement

You may want to keep anywhere from 30% to 60% of your retirement portfolio in stocks, depending on your risk tolerance, ...

Want to retire early? Here’s the 1 withdrawal strategy that actually works in the US — nail down your ‘forever income stream' now

When you stop working years before most people, you’re not just retiring early — you’re signing up for an unusually long financial voyage. Over such long time horizons, markets will rise and fall, ...

These steps can help prioritize withdrawals from retirement accounts, 401(k)s and IRAs

Since withdrawals from their Roth IRAs are off the table for now, the couple must choose how much to take from the remaining accounts. They decide to withdraw 60% from their 401 (k)s ($24,000) and 40% ...
24/7 Wall St.

Forget the 4% Rule. Here’s What Dave Ramsey Says You Should Do With Your Retirement Savings

A lot of people think saving money for retirement is the hard part. Some actual retirees might tell you that’s the easy part.

Make your money last: The 5-step withdrawal plan that can stretch your retirement savings

Most retirees tap their accounts in the wrong order, draining savings faster and triggering unnecessary taxes. This 5-step ...
Richland Source

How much can you safely withdraw in retirement?

Get clarity on the four percent rule and how financial advisors build sustainable withdrawal plans. Learn how to protect your nest egg while still enjoying your retirement years.

Retirement alert: The hidden ‘Time Bomb’ in 401(k)s and IRAs, and how to fix it fast

Your 401(k) or IRA could hide a tax time bomb. Withdrawals in retirement are taxed. RMDs at age 73 can spike income. Future ...

How the Government Shutdown and Tariffs Could Threaten Your Retirement Fund

These factors all occurring at once may impact Americans in the long-term, especially as it pertains to retirement funds and ...
Forbes

Bill Bengen’s New Safe Withdrawal Rate: A 17.5% Raise For Retirees

This article draws heavily on Bill Bengen’s new groundbreaking safe withdrawal rate research and references his latest updates. Bill was kind enough to review the article and his insights are ...

Are You Missing Out on This Underrated Retirement Account?

Now to be very clear, an HSA is not a retirement account in that you don't have to save the money for retirement specifically ...