If buyer’s agent and listing agent commissions were separated, buyers would be able to negotiate the fees directly with their agents, the Consumer Federation of America report concludes.

But a January 2019 CFA report found more than half the people surveyed didn’t fully understand how real-estate sales and commissions work. That’s in line with similar findings from Redfin.

Under one scenario of the introduction of competitiveness, the buyer of a $300,000 home would save $3,000, the report’s author CFA Senior Fellow Stephen Brobeck said in introducing the study.