Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying ...

Your credit score is one of the most important numbers in your financial life, and understanding what most affects it can ...

A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 ...

The average credit score is 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 in April 2024.

PixelVista / Getty Images A consumer's credit score helps determine the amount they can borrow and the applicable interest rate. A credit score is a three-digit number that rates an individual's ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK.