Though CD rates are largely on pause right now, that can change at any time—making now a good time to lock in. Use our pro tips to maximize your earnings and minimize risk.

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money ... or a certificate of deposit ...

See how we rate products and services to help you make smart decisions with ... You'll usually get a Receiver's Certificate for money that isn't covered by FDIC insurance. During periods of ...