Here's the exact formula for calculating the loan-to-value ratio for home loans: Here's how calculating LTV looks in action: Say you're buying a $400,000 home and intend to put $50,000 down.

For example, suppose you are buying a property worth ₹50 lakhs and the bank is giving you a loan of ₹35 lakhs for it, then apply the formula to calculate LTV ratio - LTV ratio (%) = (₹40 lak ...

Loan-to-value (LTV) ratio Loan-to-value ratio is the expression of how much money you’re borrowing compared to your home’s value. This is an important part of a lender’s considerations when ...