Your LTV — or loan-to-value ratio — also plays a major role. What does LTV mean? When your mortgage lender refers to LTV, they're talking about your loan-to-value ratio. This ratio shows how ...

Loan-to-value ratio compares the size of a loan used to ... Eligible borrowers may qualify for a VA or USDA loan with zero down payment, meaning the loan would provide 100% financing (and have ...

However, homeowners who typically have trouble refinancing are those with negative equity, meaning the mortgage ... aimed to help borrowers with a loan-to-value ratio (LTV) greater than 80%.

Sam Wilson Loan-to-value (LTV) is the ratio of mortgage to property value, expressed as a percentage. For example, if you're buying a £100,000 property with a £10,000 (10%) deposit, you'll need a 90% ...