What helps poor kids grow up to make better decisions about money? A new study of 25 million people finds an unexpected ...

A new study shows early environment can leave a lasting mark on your credit. These steps can help you move forward.

A lower credit score leads to higher interest rates, ... On average, across all 50 cities analyzed, monthly costs rose by 14.4% when a partner with sub-640 credit was added to the mortgage.

In the same scenario with a 640 middle-FICO score, the rate would be 6.875% with a $5,255 monthly principal and interest payment. The monthly payment difference is $198.