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I wasn't chasing the elusive 850 credit score, but this one easy change got me there anyway. Here's what I did.
VantageScore could potentially help younger borrowers or others with limited credit histories qualify for home loans or get ...
A FICO (Fair Isaac Corporation) score below 580 is considered a bad credit score, meaning it falls in the poor credit range. Along the same lines, a bad score using the VantageScore model is below 601 ...
Best credit unions for mortgages in August 2025 Credit unions often offer lower mortgage rates and more personalized service than traditional banks.