8 Cities Where Debt and Credit Mirrors the U.S. Average. As of the third quarter (Q3) of 2024, the average FICO® Score in the U.S. was 715—tying last year's record high. Credit card utilization ...

Freedom Debt Relief reports 25% of Americans seeking debt relief have accounts in collections, averaging over $3,000, often linked to maxed-out credit cards.

Outstanding credit card debt hit a record high of around $1.2 trillion in the fourth quarter of 2024. One handy use of those credit cards is, of course, accruing points and rewards.

8 Cities Where Debt and Credit Mirrors the U.S. Average. As of the third quarter (Q3) of 2024, the average FICO® Score in the U.S. was 715—tying last year's record high. Credit card utilization ...

Freedom Debt Relief reports 25% of Americans seeking debt relief have accounts in collections, averaging over $3,000, often linked to maxed-out credit cards.

Experian examined the eight U.S. cities most aligned with the national average in terms of credit score, credit card debt, and credit usage.