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Can I get a mortgage without a credit score? Yes, but it’s not simple, and it’s definitely not for everyone. I was a mortgage ...
NewHomeSource reports that stronger credit scores in 2025 lead to fewer risky loans, ensuring a more stable housing market ...
Anything can happen with the housing market. But even a small drop in rates could help you save thousands of dollars over the ...
The average rate on 30-year fixed home loans registered 6.74% for the week ending July 24, barely down from 6.75% last week.
It now takes the average first-time buyer more than 12 years to save for a house deposit. But is there a way to speed up the process - and ...
The white paper highlights an analysis by an independent third party that found that VantageScore 4.0 generates a minimal predictive improvement over Classic FICO. At the same time, FICO data ...
Mortgage lenders working with Fannie Mae and Freddie Mac can now choose to use Vantage Score 4.0, while still keeping tri-merge credit checks on borrowers.
Lenders can now choose between using FICO and VantageScore scoring technologies for credit checks. And borrowers could ...
That depends on your goal. To get approved for a mortgage, the much-touted sweet spot is a 620 FICO score. But if your score dips below that, there are still ways to get a home loan with poor credit.
FHA loans allow borrowers to get a mortgage with as little as 3.5% down. Here are the best lenders.