Can I get a mortgage without a credit score? Yes, but it’s not simple, and it’s definitely not for everyone. I was a mortgage ...

Importance of Your Credit Score in Mortgage Approval. Your score is just one piece of the credit puzzle, and you may not need as high of a credit score to buy a house as you think.

On the upside, being approved for such a loan does present an opportunity to repair your credit score while simultaneously paying off your mortgage — though you should be confident it’s one ...

What Credit Score Do Mortgage Lenders Use? Mortgage lenders commonly use FICO 2, 4 or 5 when underwriting conforming loans, although FHFA approved more recent models — FICO 10T and VantageScore ...

The average rate on 30-year fixed home loans registered 6.74% for the week ending July 24, barely down from 6.75% last week.

Mortgage interest rates are consistently declining again. Here are three things homebuyers should do in response.

NewHomeSource reports that stronger credit scores in 2025 lead to fewer risky loans, ensuring a more stable housing market ...

To find the best mortgage lender for a 700 credit score, consider the type of loan that best suits your needs and your other qualification factors, such as your debt-to-income (DTI) ratio and ...

Key Takeaways. When applying for a mortgage, your credit score affects your odds of approval, interest rate and loan terms. FICO has been the leading credit scoring company for mortgages, but ...

There's a lot to learn and keep track of when you're preparing to buy a home. You've likely spent hours looking at houses, talked with real estate agents and mortgage brokers, and saved every spare… ...