Certain home loans and HELOCs might use variable or adjustable interest rates. In this case, the interest rate you're charged ...

Opportunity cost is another crucial factor to consider when deciding between paying down your mortgage and investing. While ...

Buying a home might stretch your budget more than renting. But it can come with perks — like building equity and having a ...

A cash-out refinance on your home equity, so a lender requires that an appraisal be done to assess your home’s current value. If the home prices have gone up in your area, your property might be worth ...

Take credit cards, for example. Those short-term borrowing products currently have rates averaging over 21%. Personal loan ...

A home equity agreement is an arrangement where a homeowner sells a portion of the equity in their home to an investor in exchange for cash. The homeowner must pay back the amount within a specific ...

The equity in your home is a valuable asset. Like with any asset, you must use it wisely to get the most value out of it. This is important because a 1-percentage-point difference in the ...

A labor market shock is HR speak for getting laid off, being out-and-out fired, experiencing a pay cut, or leaving to start ...

Stashing your savings in a high-yield account can help you stay ahead of economic uncertainty. See how this simple move can ...

In addition to boosting your overall enjoyment of your home, the right home improvements can be a solid strategic investment.