Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

If you’re happy with your mortgage rate but want to tap into your home’s equity, consider how the Federal Reserve’s next ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

When rates fell to around 6.7% (the lowest level in months) in early July, applications for home loans promptly ticked up, ...

High summer’s heat may be making home equity rates sleepy. The average rate on a $30,000 home equity line of credit (HELOC) ...

If you're thinking about tapping your home's equity, make sure you understand what could happen with rates soon.

With June's inflation reading coming in hotter than the month prior, the Fed is under renewed pressure to maintain its ...

Homeowners considering tapping their property’s equity can choose between two products: home equity loans and home equity ...

Generally, longer-term loans have higher interest rates. According to Ken Flaherty, senior manager of retail lending for ...

10-Year Home Equity Loan Rates (120 Months) With a 10-year term, borrowers can enjoy a balanced monthly payment while still building equity quickly. 10-year home equity loans are ideal for medium ...

Current home equity loan rates. As of May 28, 2025, the average home equity loan rate is 8.24%, according to Bankrate’s regular survey of rates.

At the beginning of 2022, the average rate on a home equity loan was just above 6%, according to Bankrate.By the end of the year it had crept up near 8% and as of September 6, 2023 sits at 8.61%.