You most likely got a rewards card, since those are typically the ones that don’t charge for foreign transactions. Rewards ...

A high credit score unlocks a bunch of benefits. You can get a lower interest rate on any loan and qualify for better ...

High credit score: Follow these steps. I. Pay bills on time: ... Keep credit utilisation low: You should aim to use less than 30 per cent of your total credit limit. In fact, ...

Yet, it is possible to ding your credit score with a high credit card balance, even if you pay it off every month. Suppose you put a $1,000 plane ticket on a credit card with a $1,500 limit, and ...

THE key to buying your first home is a healthy credit score, so giving yours an MOT is the first step towards home ownership.

New high-limit card: If you get approved for a card with a $15,000 limit, and keep your same spending level at around $2,000 on average, your utilization drops to around 13% (nice!).