Taking out a home equity loan can be smart, but is it risky to take out if you have debt? Here's what to consider.

Here are three timely (and strategic) home equity loan moves owners may want to consider making this summer: ...

Home equity loans can be repaid over a period of up to 10, 15 or 30 years, whereas personal loans are typically repaid in five years or less. You're confident in your ability to repay the loan.

Home equity loans usually have lower rates, but your home is collateral for the loan. Personal loans may be better for debt consolidation; home equity loans have tax benefits for home improvements.

A home equity line of credit (HELOC) is a loan that is backed by your house or other property and lets a borrower draw money as they need it, pay interest only on what they borrow and repay the ...

This home equity loan calculator will help you determine whether you qualify for a home equity loan, how much money you might qualify for, and what it may cost you.

Cash-Out Refinance vs. Home Equity Loan: An Overview . A cash-out refinance pays off your old mortgage in exchange for a new one, ideally at a lower interest rate than your current mortgage.

Here’s how to qualify for a home equity loan or HELOC. Own a home. Not only do you have to own a home, but you’ve got to have enough equity in your home to qualify for either one of these loans.

A home equity loan lets you convert a portion of your home ownership into cash. Learn more about how a home equity loan works and the advantages and downsides of this financing option.

Discover offers home equity loans with competitive rates, 24/7 customer service and more. Check out our Discover home equity loan review to find out more. BLUEPRINT Insurance.

A home equity loan could come with a lower interest rate, but a personal loan could offer faster access to funds. Weigh your options carefully to choose the best one for your financial situation.