A majority of American adults are banking on a government safety net to provide long-term care when they’re older. But they ...

Strategies include adding riders to life insurance for younger individuals and considering hybrid or traditional long-term ...

Choosing the right Medicare coverage, deciding whether to buy a long-term-care insurance policy and determining when to claim ...

Some helpful tips that financial professionals can use to increase their chances of selling LTCI to their younger prospects ...

The traditional health-based long-term care insurance strategy involves paying an ongoing premium for long-term care insurance until a long-term care event takes place, and then being eligible to ...

Long-term care insurance may still be a viable option in your 70s, but should act quickly. fab fernandez / Getty Images Long-term care insurance isn't a product that most younger adults are racing ...

For example, if you have a $250,000 life insurance policy with a 50% long-term care rider, you can use $125,000 of your $250,000 death benefit to cover the cost of your long-term care. Life ...

Long-term care insurance definitely is not one-size-fits-all. But don't let weighing the pros and cons of long-term care policies overwhelm you. Focus on what's most important to you, ...

Getty. The value of long-term care insurance (LTCI) is an ongoing conundrum. There's no doubt we're living longer. And, according to LongTermCare.gov, a site provided by the U.S. Department of ...

But few of us are prepared for it: only about 7 million Americans, or 1 in 10 Baby Boomers, have some sort of long-term care insurance. Some projections suggest that more than half of all middle ...

Besides long-term care insurance, it offers accident, vision and disability insurance. Policies start at $100,000 and can reach as high as 20 times your yearly income. Regarding the age limits ...

Long-term care may be needed due to a chronic illness, old age, an accident or other medical issues. To pay for the cost of long-term care, one can purchase long-term care insurance.