Financial independence isn’t just about your lifetime, it’s also about what you leave behind. A good financial plan includes ...

As a 100% disabled veteran, you have valuable Department of Veterans Affairs benefits that might make private LTC insurance ...

Whole Life Plus Term Protection. This hybrid policy includes whole life coverage plus some extra term insurance that expires after a set period of time. You may be interested in this policy if you ...

Reverse borrowers can choose to receive monthly payments for life (or as long as they live in their home). And they're not ...

In fact, less than 15% of long-term care happens in those facilities, according to Orman's blog. Most people receive care at home or in assisted living, which still comes with a hefty price tag ...

(WJHL) Mark Mears from Mears and Associates compares long term care with life insurance. Sponsored content disclaimer: The information and advice displayed in this story are those of individual ...

The long-term care rider add-on allows policyholders to use their permanent life insurance death benefit while alive. To access the benefit, a licensed health care professional would need to certify ...

In The Lancet Infectious Diseases, Enrico Ricchizzi and colleagues report the results of a year-long study of the incidence of health-care-associated infections (HAIs) in long-term care facilities ...

Learn the pros and cons of long-term care insurance to cover assisted living expenses and determine whether it’s right for you. Elaine K. Howley and Elaine K. Howley June 9, 2025 ...

What to do when you’re ready to file a claim Your first step: Find your loved one’s long-term care insurance policy. If your loved one can’t tell you where they bought coverage, check bank accounts ...

Beginning on July 1, 2026, those living in Washington who qualify can begin accessing the long-term care benefit, which has a lifetime cap of $36,500, adjusted over time for inflation.