The 2025 Part D IRMAA chart is shown here: Again, if you are married, living with your spouse, but file taxes separately, your Part D IRMAA kicks in at the highest levels as follows: - If your ...

An income-related monthly adjustment amount (IRMAA) is a surcharge added to your monthly Medicare Part B and Part D premiums based on your annual income. Many parts of Medicare involve paying a ...

A financial adviser explains how a client could have unwittingly triggered the Medicare surcharge and what others need to ...

IRMAA also applies to Medicare Part D, which covers prescription drug plans. For most beneficiaries with income under $106,000, there is no extra charge beyond their plan's standard premium.

I enrolled in a $0 premium Medicare Advantage plan to begin April 1st when I turn 65. I chose to disenroll from my husband’s employer benefits because my monthly premium is $0, making it more ...

It only applies to Medicare parts B and D. The IRMAA is a surcharge based on annual income added to Medicare Part B and Part D premiums. It varies by income bracket and tax filing status.