We might earn a commission if you make a purchase through one of the links. McClatchy's Commerce Content team, which is independent from our newsroom, oversees this content. Applying for a bad credit ...

Most banks require an overall work experience of at least 1-2 years, out of which at least 1 year must be with the current ...

Qualifying for a personal loan requires more than a promise to repay it. You must prove you have the financial capacity to ...

Cleaning up your credit and paying down debt are two ways to help you qualify for a personal loan. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

It typically takes anywhere from a few hours to a few weeks to get a personal loan, depending on various factors including the lender’s processing time and the applicant’s preparedness. Recognizing ...

For personal loans, an applicant must fulfil various eligibility criteria, a decent credit score being just one of them. The ...

A poor credit score will make getting a personal loan tough. Even if you are approved, you'll likely face high interest rates and origination fees. To find a lender who will work with you, research ...

Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...

Learn the differences between business loans and lines of credit.

Savannah is an editorial assistant at Credible. She received her BA in English from UCLA and an MFA in creative writing from Queens University of Charlotte. Fox Money is a personal finance hub ...

Understand the personal loan approval process and how to fast-track it. The timeline for getting a personal loan varies. Depending on the lender and what time of day you submit your application, it ...