Chase Ultimate Rewards are among the most valuable and flexible credit card points. They can be used for luxurious travel, ...

You likely earn points, miles or cash back on your purchases if you have a rewards card. However, even if you are technically earning points or miles, you may be able to redeem them for cash back.

I scored an easy $200 bonus by spending $500 on the Chase Freedom Unlimited® card. Learn how the offer works -- and why this ...

You can redeem Citi Double Cash credit card rewards for cash back, statement credits, gift cards, travel and more. Learn how to redeem your Citi ThankYou points here. BLUEPRINT ...

My credit card issuer also allows me to redeem my points for cash, but this option yields less value. If I had redeemed 100,000 points this way, I'd have received $1,000.

Pay Yourself Back vs. Cash Back. When you redeem points for a standard statement credit without a value promotion of 25% or 50% more points, you’ll get the same 1-cent-per-point value as you do ...

The Chase Freedom card is a great cash-back card for beginners with no annual fee and an easy-to-follow format. (iStock / iStock) The points you gather do not expire and there are no minimum ...

Meanwhile, the Citi Double Cash Card earns 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel ...

On the one hand, they’re not really worth all that much—airline miles, hotel points, and credit card reward points max out at about 1.5 cents per point, with most valued significantly less ...