While 529 plans offer tax-advantaged growth and withdrawals for qualified education expenses, they also come with restrictions that may not suit every family’s needs. There are several alternatives to ...

Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been saving money in a tax-deferred retirement account (like a traditional ...

If there’s one strategy financial advisors keep bringing up, it’s converting to a Roth IRA before retirement. The “before retirement” part is usually stressed. It appears that the window to make such ...

Liz Weston, Certified Financial Planner, is a personal finance columnist for NerdWallet. Questions may be sent to her at 3940 ...

If you're looking for a way to quickly improve your retirement readiness, you might decide to max out your 401 (k). The high ...

It is possible to day trade with Roth IRA funds and avoid tax on earnings, but you'll face extreme limitations that make it ...

Converting at least some of an old 401(k) to a Roth IRA can offer long-term tax benefits and retirement flexibility, ...

Augusta Precious Metals solely focuses on gold and silver investments. The upside of choosing this precious metal individual retirement account (IRA) provider is its personalized attention. The trade- ...

Given the number of rules surrounding Roth IRAs, sometimes it may be hard to separate fact from fiction. Regardless of age, a Roth can benefit anyone's portfolio. If your income is too high to ...

Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy to become confused.

Roth IRAs Roth IRA Conversions in the Summer? Why Now May Be the Sweet Spot Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

Once you turn 59 1/2, you can withdraw from a Roth IRA without penalty. There are benefits to leaving that money untouched for longer. Figure out if there's another way for you to get the income ...