Three, Orman says you should never rely on your 401(l) or IRA. That’s because “It’s not always that stocks go down and bonds go up, or bonds go down and therefore stocks go up.

Even as more Americans tap, swipe or scan to pay, most still carry at least a little cash — and financial planners say that's a good idea. Americans keep $67 in their wallet, on average ...

How much should you really keep in your checking account? While there’s no one-size-fits-all answer, a common rule of thumb is to keep enough in your checking account to cover one to two months ...

If it’s money you’re not going to touch for at least five years, you’re probably better off investing it, she says. “Yes, the market goes up and down, but that’s your long-term money ...

A cash advance could cost a lot more than you bargained for if you can't repay what's owed. Getty Images In today's tight financial climate, it's not uncommon to come up short between paychecks.

He recommends keeping enough to handle a typical expense if something goes wrong — whether that's gas, food, parking or a tip — but not so much that you'd lose sleep if it went missing ...