A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 ...

A good credit score is imperative to get a better mortgage rate. However, if you don't meet that magic number, you can still ...

Discover what a first mortgage is, its importance as a primary lien, key requirements, and tax benefits. Learn how it compares with a second mortgage and explore real-life examples.

Discover the benefits and drawbacks of loan modification programs, eligibility requirements, and alternatives for struggling ...

Empire of America is a retail mortgage banking firm that operates as a creditor rather than a broker. That structure allows ...

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

Founded by a group of Navy Department employees in 1933, Navy Federal Credit Union has expanded into the largest credit union in the U.S., opening membership to all service members, veterans, ...

Finding the right lender makes all the difference when you refinance a mortgage. We review the best mortgage refinance ...

As student loan payments resume in 2026 after years of pauses and temporary relief measures, many borrowers may find themselves facing a familiar anxiety: what happens if you can't ...

Some action items could make a big difference for both mortgage lenders and consumers, but the Trump Administration is not ...

Down payment saving timelines have improved since 2022, falling to roughly seven years nationwide as price growth slows.

A new Realtor.com analysis finds that the time required for the typical U.S. household to save for a home downpayment has ...