If you hope to earn high interest on money you set aside in a certificate of deposit (CD), you’ll want to consider opening an account soon. CD rates have been slowly decreasing since late 2024 ...

Rates vary from 0.25% APY for a three-month CD to 4.85% APY for a 9-month CD. These rates aren’t the most competitive on the market, as some of the best CD rates currently sit at over 5.00% APY.

PNC’s CD rates are good for several promotional terms, but lackluster for the rest. You’ll also need to visit a branch to open a CD with this bank.

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