Strategies include adding riders to life insurance for younger individuals and considering hybrid or traditional long-term ...

A majority of American adults are banking on a government safety net to provide long-term care when they’re older. But they ...

Long-term care insurance can be a crucial aspect of retirement planning, but it's important to buy the right amount of coverage. Getty Images As you plan for your financial future, one crucial ...

The traditional health-based long-term care insurance strategy involves paying an ongoing premium for long-term care insurance until a long-term care event takes place, and then being eligible to ...

Some helpful tips that financial professionals can use to increase their chances of selling LTCI to their younger prospects ...

A long-term care insurance policy could help you reduce the cost of home health aides later in life. Franziska Richter / Getty Images The majority of Americans ages 65 years old or older — or ...

Besides long-term care insurance, it offers accident, vision and disability insurance. Policies start at $100,000 and can reach as high as 20 times your yearly income. Regarding the age limits ...

But few of us are prepared for it: only about 7 million Americans, or 1 in 10 Baby Boomers, have some sort of long-term care insurance. Some projections suggest that more than half of all middle ...

Long-term care insurance definitely is not one-size-fits-all. But don't let weighing the pros and cons of long-term care policies overwhelm you. Focus on what's most important to you, ...

Life insurance is designed to provide a death benefit for your loved ones if you pass away. Long-term care insurance, meanwhile, can help pay for long-term care expenses while you're still living.

Long-term care may be needed due to a chronic illness, old age, an accident or other medical issues. To pay for the cost of long-term care, one can purchase long-term care insurance.

Traditional long-term care insurance policy sales have fallen 60% since 2012, according to LIMRA, an insurance industry research and consulting group. In 2016, ...