GAAP net income for Q3 was $182 million. Non-GAAP net income was $211 million. GAAP earnings per share were $7.40, and non-GAAP earnings per share were $8.57. Free cash flow reached $276 million, a 34 ...

The way your credit score is calculated may change this fall. The Fair Isaac Corp. — commonly known as FICO — announced in June a new version of its scoring algorithms to include buy-now-pay ...

Short term retail loans known as buy now, pay later loans have exploded in popularity over the past five years, offering consumers a quick and easy way to stretch out payment on a multitude of ...

Buy now, pay later loans that let shoppers split payments into installments have become increasingly popular. Soon, that data will be incorporated into people's FICO credit scores.

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are missing payments. What to know.

FICO is launching new credit scores that incorporate buy now, pay later data, the company announced Monday.

FICO announced it will begin factoring in Buy Now, Pay Later loans into people’s credit scores starting in the fall of 2025.

Buy now, pay later services will soon impact your credit score as FICO begins incorporating this data. According to Lending Tree, 41% of BNPL users say they paid late on one of them in the past year.

“Buy Now, Pay Later loans are playing an increasingly important role in consumers’ financial lives,” said Julie May, vice president and general manager of business-to-business scores at FICO.

In a significant update to credit scoring coming this fall, FICO will now include Buy Now, Pay Later (BNPL) data in its credit scores.

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time the company has factored the popular loans into credit scores.