Getting a proof of funds letter is relatively easy, though the process varies depending on whether you're using statements or an official letter from your bank.

You could use a recently dated bank statement as proof of funds. If you request a POF letter from the bank or your lender requires it, here's a template you can use.

You can request a proof of funds letter in person at your bank or online. Your lender might be able to fill out a request form on your behalf instead. What is a mortgage proof of funds (POF) letter?

If all of your money is in an account at your local bank, visit that facility and ask for a “proof of funds” letter from them. Be sure to give your financial institution a few days.

You can request a proof of funds letter in person at your bank or online. Your lender might be able to fill out a request form on your behalf instead. What is a mortgage proof of funds (POF) letter?

Once the funds have been deposited into a bank account, the bank will provide POD to the mortgage lender. Understanding Proof of Deposit Proof of deposit (POD) has two main applications with ...