Three in 10 “HENRYs” don’t feel confident they’ll have enough money to retire, according to a new NerdWallet survey.

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If you're 45 now and are able to work until age 75, that's 30 years of saving, investing, and growth ahead of you. Even if you retire at 65, you have 20 years. Remember that your earliest invested ...

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Similarly, some people think that you need to have a lot of money if you want to start investing -- perhaps $10,000 or so.