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  1. What is an FHA loan? Requirements, rates and more - Bankrate

    May 9, 2025 · An FHA loan is a mortgage that is insured by the Federal Housing Administration (FHA) and offered by private FHA mortgage lenders. FHA loans often have less strict requirements than...

  2. What Is an FHA Loan? - Zillow

    Mar 30, 2026 · An FHA loan is a type of mortgage popular with first-time home buyers. FHA loans are government-backed, meaning a government entity insures them. This entity is the Federal Housing …

  3. Federal Housing Administration (FHA) Loan: Requirements, Limits, …

    Jun 15, 2025 · A Federal Housing Administration (FHA) loan is a government-insured mortgage issued by an FHA-approved lender to help borrowers who don't meet conventional standards.

  4. FHA Loans: Exploring the Basics, Requirements and More

    Jan 12, 2026 · An FHA loan is a mortgage backed by the Federal Housing Administration, a government agency that insures mortgage lenders against losses if a borrower defaults on their FHA loan.

  5. Loans | HUD.gov / U.S. Department of Housing and Urban …

    FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer you …

  6. FHA loans: Requirements, limits, and rates - Rocket Mortgage

    Feb 6, 2026 · What is an FHA loan? An FHA loan is a mortgage backed by the Federal Housing Administration and issued by an approved lender. The FHA guarantee helps make homeownership …

  7. What Is An FHA Loan And Who Qualifies? - Quicken Loans

    Jan 30, 2026 · An FHA loan may be a good fit. What is an FHA loan? It’s a home loan insured by the Federal Housing Administration, designed to help people with less-than-stellar credit qualify for …

  8. What is an FHA Loan?: A Comprehensive Guide to FHA Loans

    Aug 25, 2025 · A Federal Housing Administration or FHA loan is a government-insured mortgage that allows borrowers to buy a home with more lenient requirements.

  9. What Is an FHA Loan? Requirements and More - LendingTree

    Dec 15, 2025 · An FHA loan is a mortgage insured by the FHA, but the loan requirements are set by the U.S. Department of Housing and Urban Development (HUD). FHA-approved lenders can provide …

  10. What is an FHA loan? - Consumer Financial Protection Bureau

    Jun 30, 2025 · The Federal Housing Administration (FHA) administers a program of loan insurance to expand homeownership opportunities. FHA provides mortgage insurance to FHA-approved lenders …