Got your mortgage renewal letter and feel stuck? You’re not. A lot of people don’t realize this, but signing your lender’s renewal isn’t your only option. One renewal letter we recently saw meant a$500/month increase,and that kind of jump hits fast. Here’s what most banks won’t tell you: • You can accept the renewal (but rates are often padded because they expect you to sign) • You can shop around and find a better rate • Or (our favourite right now) shop aroundandre-amortize to lower your month
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